Buyer
Tips |
| Benefits of Owning
Your Own Home |
- The Best Investment
- Income Tax Savings
- Stable Monthly Housing Costs
- Forced Savings
- Freedom and Individuality
- More Space
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| Important Things To
Avoid Before Buying a Home |
- Don't Move Money Around
- The Effect of Changing Jobs
- No Major Purchases of Any Kind
|
| Don't Buy a Car - or
Did You Already Buy One? |
- When Income Grows and You Want to Buy "Stuff"
- Debt-to-Income Ratios and Car Payments
- How Buying a Car Reduces Your Purchase Price
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| The Business Cycle
and Buying a Home |
- Recession and Expansion
- Supply and Demand
- Should You Try to "Time the Market"?
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| Comparable Sales and
Your Offer Price |
- Determining Your Offer Price
- Comparable Sales in the Public Record
- Comparable Sales in the Multiple Listing Service
- Comparable Sales - Pending Transactions
- Other Factors Influencing Your Offer Price
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| Major Factors Influencing
your Offer Price |
- How Property Condition Affects Your Offer
- How Home Improvements Affect Your Offer
- How Market Conditions Affect Your Offer
- How Seller Motivation Affects Your Offer
- The Final Decision on Your Offer Price
|
| Offering to Purchase
Real Estate- the Basics |
- Introduction and Overview
- Contingencies in a Purchase Offer
- Earnest Money Deposit
- The Closing Date
- Transfer of Possession
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| Writing an Offer -
Safeguards Regarding the Property |
- Disclosures From the Seller
- Condition of the Property Upon Transfer
- Inspections You Should Require
- Final Walk-Through Inspection
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| How Financing Details
Affect Your Offer |
- Down Payment
- Interest Rates
- Closing Costs and Financing Incentives
- Seller Financing
- Cash Offers
- Other Financing Details in Your Offer
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| How FHA and VA Financing
Affects Your Offer |
- Extra Costs for the Seller
- VA and FHA Appraisals
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| Selecting Service Providers |
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